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Social Security: entitled to my ex-spouse's Social Security?

 

Who is entitled to their ex-spouse's Social Security?

 You are eligible to collect spousal benefits on your former wife’s or husband’s earnings record as long as:

  • The marriage lasted at least 10 years.
  • You have not remarried.
  • You are at least 62 years of age.
  • Your ex-spouse is entitled to collect Social Security retirement or disability benefits. 

Your former spouse doesn't have to be collecting his or her retirement benefits yet for you to claim ex-spousal benefits. However, if this is the case, the divorce must be at least two years old. (There is no such requirement if your ex is already receiving benefits.)

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